The Big 3 Method
As the saying goes ‘you can have anything but not everything’, yet, in the world of marketing, FOMO, and the Joneses to keep up with, easier said than done, am I right?"
Enter the Big 3 Method (this was inspired by Allison Bornstein’s Three-Word Method for defining your personal style), which helps you pinpoint and prioritize where you want your money to go for the upcoming year.
How it works:
1/ Choose one ‘future you’ goal to focus on, such as finally getting that emergency fund fully stocked, crushing debt, saying bye-bye to the mortgage early, or beefing up that retirement fund!
2/ Pick another two items that you want to splurge on - go for the things that spark the most joy! This could range from indulging in bougie dinners, hiring a personal trainer, travel, upgrading to a fancier ride, treating yourself to daily coffee, pampering your pooch at doggy daycare, or enlisting the help of a cleaner.
Why this works:
1/ Keeps future you front of mind! It's tough to prioritize future goals over present pleasures (let’s be real, brunch tomorrow sounds a lot more enticing than paying off the credit card!). By honing in on one future goal, you'll start witnessing progress sooner, fuelling your drive which means you’ll be hitting your goal in record time.
2/ Focusing on the 'big 3' lets you splash your cash where it counts and avoid being a jack of all trades. It forces you to pinpoint what truly matters to you, steering clear of the herd mentality or settling for just 'average' spends across the board.
